Ride Share Problems

Injured in an Uber or Lyft? You May Be Entitled to Compensation.

Ride share services like Uber and Lyft have become a part of everyday life in Florida, but when something goes wrong, figuring out who is responsible can be overwhelming. These companies go to great lengths to avoid liability, leaving injured passengers, drivers, and bystanders confused and without the compensation they deserve.

At Chaban Law Group, P.A., we cut through the confusion. Our experienced personal injury attorneys understand how ride share insurance works, and how to fight back when these billion-dollar companies try to shift the blame.

Why Ride Share Accident Claims Are Different

A typical car accident involves two drivers and two insurance companies. A ride share accident is far more complicated. Uber and Lyft classify their drivers as independent contractors, not employees, which means they try to distance themselves from responsibility the moment an accident happens.

Whether the driver was waiting for a ride request, actively transporting a passenger, or off the app entirely determines which insurance policy applies. Navigating these layers is exactly the kind of legal challenge our attorneys handle every day.

Who Can Be Injured in a Ride Share Accident?

You don’t have to be a passenger to have a claim. Ride share accidents can injure:

• Passengers riding in an Uber or Lyft vehicle
• Pedestrians struck by a ride share driver
• Cyclists hit while a driver is on the app
• Other drivers and their passengers involved in a collision with a ride share vehicle
• Ride share drivers injured by another motorist while on the job

What to Do After a Ride Share Accident in Florida

The steps you take immediately after an accident can make or break your case. Here’s what we recommend:

• Call 911 — Always get law enforcement to the scene and ensure a police report is filed
• Seek medical attention — Even if you feel okay, get evaluated. Some injuries don’t appear until hours or days later
• Screenshot the app — Document your trip details, the driver’s name, vehicle info, and ride status before closing the app
• Gather evidence — Photos of the scene, damage, and your injuries. Get contact info from witnesses
• Do not give a recorded statement — Insurance adjusters may contact you quickly. Don’t speak to them before consulting an attorney
• Call Chaban Law Group — The sooner we get involved, the better we can protect your rights

How Florida’s Ride Share Insurance Laws Work

Florida law requires ride share companies to carry specific levels of insurance depending on the driver’s status at the time of the accident:

• Driver offline (app off): Only the driver’s personal auto insurance applies
• Driver available/waiting for a ride request: Ride share company provides limited liability coverage
• Driver en route or passenger in vehicle: Ride share company must carry up to $1 million in liability coverage

Knowing which phase the driver was in, and holding the right party accountable, is critical to maximizing your recovery.

Common Injuries in Ride Share Accidents

Ride share accidents can cause serious, life-altering injuries, including:

• Whiplash and neck injuries
• Back and spinal cord injuries
• Traumatic brain injuries (TBI)
• Broken bones and fractures
• Internal injuries
• Soft tissue damage
• Scarring and disfigurement
• Wrongful death

We Fight for What You Deserve

When you’re injured in a ride share accident, you may be entitled to compensation for:

• Medical expenses (current and future)
• Lost wages and loss of earning capacity
• Pain and suffering
• Emotional distress
• Property damage

Insurance companies, including Uber’s and Lyft’s insurers, are skilled at minimizing payouts. Having an experienced attorney in your corner levels the playing field.

Serving Orlando, Apopka & All of Florida

Chaban Law Group, P.A. proudly serves clients throughout Central Florida, including Orlando, Apopka, Altamonte Springs, and surrounding communities. We offer virtual consultations for your convenience, so you can speak with an attorney from the comfort of your home.

If you or a loved one was injured in a ride share accident, don’t wait. There are strict deadlines under Florida law for filing a personal injury claim. Contact Chaban Law Group today, we’ll review your case at no cost and no obligation.